General Discussion

The HSA is just a savings account you can use to pay medical and related expenses not covered by your health insurance, and it's not taxed when paid into the account. I had one as an employee benefit when I was working, and I deposited the maximum allowable amount every year. It lasted quite awhile after I retired. But it's not a substitute for health insurance. And if the plan is just to allow people to deduct medical expenses from their taxes, that won't do a damn thing for people who are already too poor to be paying federal tax.