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djean111

(14,255 posts)
2. Yes, right now a patient pays the deductible (or nothing) and the provider and the insurer work out
Sat May 17, 2014, 12:13 PM
May 2014

how much will be charged to/paid for by the insurer. Patient is not involved.
Looks like now the patient will pay a deductible and then any difference between what the insurer will pay and what is actually charged. And since a lot of policies require that one uses providers on their pre-approved list, not that easy to shop around for the last expensive.

This is what happens when our government lets the insurers and Pharma write the bills.
I see more medical bankruptcies in the future.

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