Personal Finance and Investing

i.e. something relatively complicated like a Roth conversion (or a QCD) shows up as a "7 normal distribution" and somehow all is well.

Though in a Roth conversion, the amount is truly taxable and I pay tax on it. (I'm trying to think if there is ANY 1099 that indicates a Roth conversion took place, or if that's just something I declare on box whatever on my 1040 under penalty of perjury and death). 1040 Box 4a "IRA distributions" and I guess it's up to me to provide documentation that I legally did a Roth conversion or something-like-that.

For QCD's I don't see something on 1040 where one declares a QCD amount and that somehow reduces taxable income, but I didn't look hard. Sigh.

EDITED TO ADD - just did a Google on "ira rmd qcd and form 1099-r"

and the gist of it after looking at a couple results - it says it shows up as a normal distribution on your 1099-R and you tell your tax advisor the amount of IRA distributions that were QCDs

-- Another one --