Personal Finance and Investing

Yes, even if you already retired, you should stay there for the long haul. But, then depends on your sensitivity for risk. And, of course, you don't want to put all your funds in the market.

Our employer had the 401K with Vanguard, so when we decided, 12 years ago to roll them to an IRA fund, we naturally stayed with Vanguard.

I think that the laws have changed since, about keeping money in employer 401K.

The only problem was that we had some "pre1987" funds that should have been kept separately, since they were after tax.

We have been quite happy with Vanguard over the years. The only thing that we changed, after the 2016 elections, was to switch from 60:40 stock bonds, to 50:50.