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California

Buddyzbuddy

(1,038 posts)

4. The policy is not cheap but the deductible is the big deterrent.

Reply to ailsagirl (Original post)

Sat May 17, 2025, 09:59 PM

May 17

We last had it about 15 years ago and if we needed to make a claim we would have been required to pay the first $10k out of pocket. Now I'm sure it's much higher and with FEMA out of the picture, you'll need at least that much cash on hand. If a quake results in fire damage your homeowners should cover it minus your deductible.