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SCantiGOP

(14,663 posts)

34. Stay away from Medicare Advantage plans

Wed Dec 31, 2025, 11:21 AM

Wednesday

Regular Medicare with a Medigap plan and a Part D prescription plan are the best options.
I worked for over 30 years for a nationwide system of non-profits, and their annual notice to their retirees ( they still reimburse us for Medigap and Part D premiums ) says to be very cautious about Medicare Advantage plans. Out HR rep will tell you not to be suckered in on them.

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Historic NY love_katz dalton99a JustKay No Vested Interest Lonestarblue

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Highlight:

UnitedHealth drops 1 million seniors, the biggest Medicare purge in two decades. [View all] JustKay Wednesday OP

It is not a Medicare purge gab13by13 Wednesday #1

Though I am not eligible ClaudetteCC Wednesday #2

...for us but a great deal for them. ret5hd Wednesday #5

That's why I call them Medicare Disadvantage programs. Wonder Why Wednesday #63

If you have Plan F, good for you , but.... AZ8theist Thursday #78

I got really lucky. I probably would not have picked the most expensive supplement but Wonder Why Thursday #79

One of the great tip offs in life paleotn Wednesday #33

Unfortunately they do provide a bit of coverage for some things that traditional Medicare doesn't such as dental. cstanleytech Wednesday #54

Yes, $400 for eye wear, free eye exam, $1000 for dental at140 Wednesday #73

And This After All The Advertising UHC Did For It's Advantage Plan Over The Recent Open Enrollment Period...... global1 Wednesday #3

I'll take a cynical guess (without actually doing any research for the truth) InstantGratification Wednesday #7

It doesn't work that way. Ms. Toad Wednesday #12

Or in regions where the general population can't afford the premiums and hospital bills ChicagoTeamster Wednesday #21

Exactly LogDog75 Wednesday #48

Precisely! SheltieLover Wednesday #51

They are discontinuing less profitable plans. They are not getting out of the market. (n/t) thesquanderer Wednesday #8

That is exactly what they are doing. My husband and I have been with them for years. We have a plan that is no ratchiweenie Wednesday #16

Are they offering you a different policy to replace the one that is cancelled? FakeNoose Wednesday #32

There are only three ways to get out of Medicare Advantage scott free IbogaProject Wednesday #55

However, that 80% is calculated against Medicare's approved amount yellowdogintexas Wednesday #57

We don't know yet. Our current policy has not expired yet. I'm sure they will offer something but we are both ratchiweenie Thursday #85

They need to be catapulted into the sun Ruby the Liberal Wednesday #36

Because they will make many times over than amount in what they get from those who fall for it. (n/y) OldBaldy1701E Wednesday #9

They may be purging the seniors who are costing them the most for medical care. Lonestarblue Wednesday #23

Good points. See my answer SCantiGOP Wednesday #35

Free Luigi! intheflow Wednesday #4

This! lonely bird Wednesday #41

$26.3 million Seinan Sensei Wednesday #49

It's a failure of capitalism (or a crime, imho). nt Duncan Grant Wednesday #68

It wouldn't matter anyway jfz9580m Wednesday #74

I agree with your assessment, JustKay. nt Trueblue Texan Wednesday #6

My mother's MA plan was dropped by UnitedHealth last year ... Auggie Wednesday #10

BTW, if United HealthCare MA drops you, they HAVE to accept you into one of their supplement plans ... Auggie Wednesday #17

How many of those people who were dropped voted for Trump? Botany Wednesday #11

As of May 2025 - $1m in base salary and $60m in stock that vests in 2028 Ruby the Liberal Wednesday #37

So I am sure that the 60 million in stocks is untaxed until he taps into it, that when he does he will... Botany Wednesday #38

It may well be the devil as to Medicare Advantage - Ms. Toad Wednesday #13

Both my wife and I have AARP/UHC PCB66 Wednesday #18

Nope. All they are doing is dropping MA plans that aren't making them enough money. Ms. Toad Wednesday #22

Just curious... how much is Plan F? jmbar2 Wednesday #29

That depends on your age radical noodle Wednesday #45

Pricy, but still a bargain compared to what others are facing. jmbar2 Wednesday #47

Yes, and at our age radical noodle Wednesday #59

What happens in a situation like? jmbar2 Wednesday #64

I honestly don't know radical noodle Thursday #76

Is the $432.36 Karma13612 Thursday #75

Yes it is radical noodle Thursday #77

Thank you for your response. Karma13612 Thursday #81

I agree with this 100% radical noodle Thursday #86

Very well said! ..eom Karma13612 Friday #90

For my wife and I PCB66 Friday #88

Thanks for sharing jmbar2 Friday #89

Have to disagree.MedicareAdvantage through United Akakoji Wednesday #14

Plan F is NOT Medicare Advantage,,,,,,,,,,,,,,,,,,,,,,,,,,,, NGeorgian Wednesday #70

The poster didn't say that Plan F was an Advantage plan. llmart Wednesday #71

I did not say it was Akakoji Thursday #80

Is it true . . . AverageOldGuy Wednesday #15

No, you'll need to get a Part D drug plan and might Emile Wednesday #20

I believe snowybirdie Wednesday #27

Think pre-existing conditions Soul_of_Wit Wednesday #44

I think the plan canceling is a special event which is like landing on a lucky space on a board game IbogaProject Wednesday #53

They advertise that you can count on them. NGeorgian Wednesday #19

Health insurance companies terminate Advantage plans every year dlk Wednesday #24

Does that mean they get to resume normal medicare wo penalties? IbogaProject Wednesday #25

Original Medicare covers 80%, the patient is responsible for 20% dlk Wednesday #28

Your premium can be increased Soul_of_Wit Wednesday #46

I will always remember TNNurse Wednesday #26

I would expect nothing less from UH - TBF Wednesday #30

None of my doctors take it, so they hate it too. joanbarnes Wednesday #31

Stay away from Medicare Advantage plans SCantiGOP Wednesday #34

And yet it gets HUGE financial support from AARP Grins Wednesday #39

Time for canceling AARP. Sessuch Wednesday #50

My parents Rebl2 Wednesday #40

I'm starting on my second year of Medicare LittleGirl Wednesday #42

I have had UHC advantage for 5 years. 1WorldHope Wednesday #43

Another example of why Medicare Advantage is anything but for consumers! SheltieLover Wednesday #52

I agree. UH was the devil when it was my employer's insurance. No way was I using them for Medicare. catrose Wednesday #56

My Advantage plan did me a favor and dropped it's plan. Joinfortmill Wednesday #58

They just wanted the money and always have. Faux pas Wednesday #60

STAY CLEAR OF ANY AND ALL ADVANTAGE PLANS vapor2 Wednesday #61

And just a thought; other countries with single payer don't worry about this total horseshit. Another uniquely American Evolve Dammit Wednesday #62

And meanwhile, a few billionaires are getting a tax break and a few extra yachts Blue Owl Wednesday #65

Mangione must have had an impact pfitz59 Wednesday #66

Look around, America. Have you B.See Wednesday #67

It's been more than 20 years since I worked at UnitedHealth dflprincess Wednesday #69

jerks jfz9580m Wednesday #72

Clearly these private insurers cannot manage themselves, so why on earth do we want travelingthrulife Thursday #82

I learned SO much about health insurance from this post and all the responses. jmbar2 Thursday #83

Just another proof that insurance companies have NO FUCKING BUSINESS BComplex Thursday #84

We should elect people that can actually fight back FredGarvin Thursday #87

It Medicare stuff should be simple lrucks1952 Saturday #91