Cost of Obamacare expected to soar as subsidies expire and insurers hike premiums [View all]

Source: NBC News

July 18, 2025, 5:00 AM EDT


People who get health insurance through the Affordable Care Act could soon see their monthly premiums sharply increase as subsidies expire and insurers propose a major premium hike for 2026.

Insurers that offer plans through the ACA are planning an average premium increase of 15% for 2026 — the largest increase in seven years, according to an analysis published Friday from KFF, a health policy research group. The analysis is based on filings from more than 100 insurers in 19 states and Washington, D.C.

The increase will likely come on top of the loss of enhanced subsidies that helped people pay for ACA health plans by capping the costs at a certain proportion of their income.

The finalized plans — including how much more people will be expected to pay each month — are usually published around August.

Read more: https://www.nbcnews.com/health/health-care/cost-obamacare-expected-soar-subsidies-expire-insurers-hike-premiums-rcna219440