Minnesota
Related: About this forumOur cars insurance rose by 27% this year
I wonder whether some of it is because new charges that the State passed?
Or just because of all the costs that insurance companies have suffered. Not just cars, but also homes.

MLAA
(19,365 posts)Crazy. I havent shopped around yet, but about to start.
OAITW r.2.0
(30,489 posts)Climate Change is sure to make these costs go up, even for low risk regions. Car Insurance, is a whole nother economic sector....not sure why my rates go up as my vehicles age...
pwb
(12,316 posts)but I bought a new car. This car is smart.
multigraincracker
(36,040 posts)I have a 2000 van, That I love and a 2012 Ford Focus. PL/PD coverage on both. Wife has a newer car and we have a high deductible. Havet had a thicket or accident in over 30 years.
SWBTATTReg
(25,522 posts)multigraincracker
(36,040 posts)I have a 2000 van, That I love and a 2012 Ford Focus. PL/PD coverage on both. Wife has a newer car and we have a high deductible. Havet had a thicket or accident in over 30 years.
iemanja
(56,336 posts)Even that has gone up.
bucolic_frolic
(51,619 posts)Ritabert
(1,414 posts)They used to be cheaper but not anymore. I have to shop around when it comes due again.
IbogaProject
(4,724 posts)Varies by state, but your broker will know.
chia
(2,615 posts)according to them the cost of auto repair had gone up 40%, the cost of replacement 60%, and the cost of medical claims 55%.
I
dflprincess
(28,938 posts)Part of the reason being the jump it took for turning 70.
Between June 2023 & December 2023 it went up 37% but that had a lot to do with bidding the 14 year old Civic goodbye and getting a shiny new vehicle with all sorts of bells & whistles. I like a lot of the new features like the back up camera & blind spot indicators but all the electronics add to the cost of repairs.
The company I'm with also pointed at the high rate of car thefts in the area though I got a little bit knocked off for the anti-theft option on the car. (Though the Civic had the best anti-theft protection - a manual transmission. The new one is automatic.)
3Hotdogs
(14,411 posts)OldBaldy1701E
(8,466 posts)
Expensive is the order of the day around here it seems.
dflprincess
(28,938 posts)Where did this blurb come from?
OldBaldy1701E
(8,466 posts)I saved that one because I wanted to examine what it said a bit further.
PlutosHeart
(1,445 posts)about "which States are best for" retirees are basically advertising for southern red States.
Not interested.
OldBaldy1701E
(8,466 posts)I know when I moved up here I was shocked at some of the prices.
Regardless, that is where I found the article. Make of it what you will.
PlutosHeart
(1,445 posts)If I may ask.
MN ranks very high on most lists for quality of life in many areas.
There was a recent article on Bring Me The News or MinnPost or somewhere where this whole idea of MN. has high taxes was broken down. You may have to look it up.
OldBaldy1701E
(8,466 posts)Where I moved from (Tennessee... not from there though, just lived there before here) has higher taxes (generally) because they don't have a state income tax. But the base prices for some products and services is more than it was down there. Especially car repair! Man, one had better hope their vehicle works a long time around here.
PlutosHeart
(1,445 posts)Depends upon where you are in the State is my experience.
OldBaldy1701E
(8,466 posts)iemanja
(56,336 posts)Lots of retirees live here.
OldBaldy1701E
(8,466 posts)In my home state of North Carolina, there are plenty of retirees as well. They won't last long with the healthcare system that exists there, but there are plenty of them there/moved there. I can't imagine. Your last name would have to be Soros or Rockefeller or Gates or something to be able to survive the N.C. healthcare system's financial vultures. (Better not have a chronic condition, they would be drooling at the prospect...)
PlutosHeart
(1,445 posts)hoping to make more room for the wealthier moving here that are running away from climate change.🤣
OldBaldy1701E
(8,466 posts)madamesilverspurs
(16,322 posts)Mine went up and resulted in a rather contentious phone call with the company. I pointed out that I'd been a customer for many years and that my driving record is pristine; they acknowledged both, but mostly hemmed and hawed. They didn't appreciate my comment that the increase is based in nothing more than 'because we can.'
And I'm still cleaning up the mess from going online to look for alternatives. Scam happens.
.