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BumRushDaShow

(163,449 posts) Wed Oct 29, 2025, 08:12 AM Oct 29

Obamacare enrollees get first look at 2026 prices as premiums soar

Source: CNN Politics

Updated Oct 29, 2025, 7:46 AM ET
PUBLISHED Oct 28, 2025, 11:10 PM ET

Premiums for Affordable Care Act coverage will skyrocket 26%, on average, next year, according to a KFF analysis released Tuesday evening, just days before open enrollment starts on November 1.

The price hike is one of the largest jumps since Obamacare plans debuted more than a decade ago — and it doesn’t factor in the expiration of the enhanced premium subsidies.

Consumers in the 30 states that use the federal exchange, healthcare.gov, can now get a preview of what they’ll pay for 2026 coverage. The site opened for so-called window shopping on Tuesday.

The monthly premium for the benchmark plan on healthcare.gov will soar 30%, on average, according to the KFF analysis, which is based on data from the Centers for Medicare and Medicaid Services. In states that run their own exchanges, the benchmark plan premium will rise by an average of 17%.

Read more: https://www.cnn.com/2025/10/28/politics/obamacare-premiums-increase-2026-coverage

13 replies

= new reply since forum marked as read

Highlight:

Obamacare enrollees get first look at 2026 prices as premiums soar (Original Post) BumRushDaShow Oct 29 OP

Gotta keep those insurance execs fat and happy! travelingthrulife Oct 29 #1

obviously Luigi didn't scare them enough... FirstLight Oct 29 #12

I use Healthacre.gov for insurance NCDem47 Oct 29 #2

39% for me Karma13612 Oct 29 #11

Maybe this will FINALLY wake them up...maybe Playingmantis Oct 29 #3

Trump told everyone in 2024 he was going to be a dictator Bengus81 Oct 29 #4

"I don't care about you, I just want your vote." Prof. Toru Tanaka Oct 29 #13

Thank your republican politician. republianmushroom Oct 29 #5

Mine is $194 a month now, it will increase to $1,200 in 2026 BigmanPigman Oct 29 #6

My Blue Shield premium went up 14% for next year and I'm not even on Obamacare. nt SunSeeker Oct 29 #7

$24,000 Premium Cost For Myself And My Honey Beginning Jan 1st MayReasonRule Oct 29 #8

Dems really need to up the message everywhere--- Bayard Oct 29 #9

Key words: "and it doesn't factor in the expiration of the enhanced premium subsidies." progree Oct 29 #10

travelingthrulife

(3,833 posts)

1. Gotta keep those insurance execs fat and happy!

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 08:13 AM

Oct 29

FirstLight

(15,751 posts)

12. obviously Luigi didn't scare them enough...

Reply to travelingthrulife (Reply #1)

Wed Oct 29, 2025, 12:02 PM

Oct 29

oh, sorry...was I saying that out loud?

NCDem47

(3,227 posts)

2. I use Healthacre.gov for insurance

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 08:40 AM

Oct 29

Take no subsidies or credits. Retired, but not 65. Keeping same plan from 2025 to 2026 with no changes equals a 44% increase or an additional $419 a month in whole dollars--another $5,000 a year.

Karma13612

(4,869 posts)

11. 39% for me

Reply to NCDem47 (Reply #2)

Wed Oct 29, 2025, 11:51 AM

Oct 29

I have a Medicare advantage plan. Thru the end of this year, there has been no premium on top of the $185 I pay monthly for having Medicare.
Starting next year, If I want the same level of coverage (pertaining to copays, etc) , it will cost me $50 per month on top of the new higher Medicare premium. Can’t recall, but it is increasing to over $200 per month.

If I factor in all these changes it’s 39% for me.
Or, I can just go with a no-premium plan from the same company (Aetna) (still have to pay the Medicare Premium) which will be a downgrade to what I have now. It means I have copays on more services and we lose a bit on dental as well.

Medicare is very good. I wish this country would wake up and offer Medicare for all. Get rid of the barbaric insurance company profit-based patchwork plans we have now. They are disgraceful.

Playingmantis

(502 posts)

3. Maybe this will FINALLY wake them up...maybe

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 09:10 AM

Oct 29

Bengus81

(9,590 posts)

4. Trump told everyone in 2024 he was going to be a dictator

Reply to Playingmantis (Reply #3)

Wed Oct 29, 2025, 10:24 AM

Oct 29

Didn't do shit but get him more votes and millions of other voters stayed home. Hell,those brain dead cult members will blame Biden or even Obama.

Prof. Toru Tanaka

(2,873 posts)

13. "I don't care about you, I just want your vote."

Reply to Bengus81 (Reply #4)

Wed Oct 29, 2025, 12:21 PM

Oct 29

“I am your retribution.”

“In four years you don’t have to vote again. We’ll have it fixed so good.”

Too many people were clapping and cheering over these remarks and not taking the time to consider what he REALLY meant.

republianmushroom

(22,102 posts)

5. Thank your republican politician.

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 10:27 AM

Oct 29

But president trump's pimp, mikey, said they are working on a plan.

BigmanPigman

(54,380 posts)

6. Mine is $194 a month now, it will increase to $1,200 in 2026

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 10:31 AM

Oct 29

That is 33% of my income after taxes. I've been bitching about it since July.

SunSeeker

(57,280 posts)

7. My Blue Shield premium went up 14% for next year and I'm not even on Obamacare. nt

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 10:44 AM

Oct 29

MayReasonRule

(3,972 posts)

8. $24,000 Premium Cost For Myself And My Honey Beginning Jan 1st

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 11:23 AM

Oct 29

We're more likely to set that $24,000 aside in an account.

Fuck these Nazi extortionists.

Fuck the greedy 'healthcare' monoliths as well.

Evil fucking incarnate.

May their punishment fit their crimes against humanity.

Bayard

(27,818 posts)

9. Dems really need to up the message everywhere---

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 11:43 AM

Oct 29

THIS is why we are fighting for you. THIS is why the government is shut down.

progree

(12,560 posts)

10. Key words: "and it doesn't factor in the expiration of the enhanced premium subsidies."

Reply to BumRushDaShow (Original post)

Wed Oct 29, 2025, 11:45 AM

Oct 29

(from the OP excerpt).

More from the article:

But that’s not all the bad news: The actual amount enrollees pay in 2026 will be far, far higher because the enhanced premium subsidies will disappear. Their monthly payments are expected to more than double, according to a separate analysis from KFF, a health policy research group.

. . . Several states that run their own Obamacare exchanges have announced that premiums will at least double next year if the enhanced subsidies lapse.

. . . If the subsidies expire, consumers are expected to flee the exchanges. About 4 million more people would be uninsured in 2034, according to a Congressional Budget Office analysis — and that’s on top of the roughly 10 million more people who will lack coverage due to the One Big Beautiful Bill’s Medicaid and Affordable Care Act provisions.

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