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BumRushDaShow

(163,449 posts)
Mon Oct 27, 2025, 06:18 AM Oct 27

Lawmakers float a nationwide basic income experiment that would cover the cost of a 2-bedroom apartment

Source: Business Insider

Oct 26, 2025, 7:41 PM ET


A group of Democratic lawmakers wants to test a new kind of social safety net: a monthly paycheck provided by the federal government to spend however you want. New Jersey Rep. Bonnie Watson Coleman said she is reintroducing a bill to establish a three-year guaranteed basic income pilot program that would offer a cohort of Americans across the country a no-strings-attached monthly payment — enough to cover rent for a two-bedroom home.

"Events like the Coronavirus Pandemic, economic fluctuations, and increasing automation and job losses threaten to wipe out what little savings they have, to finally push them to homelessness, to reinforce the fact that in the wealthiest nation in the world, too many families are just a single mishap away from financial devastation," Watson Coleman said in a press release.

The legislation is called the Guaranteed Income Pilot Program Act of 2025. A guaranteed basic income is when the government distributes recurring and unrestricted payments to a certain demographic. It differs from a universal basic income, which would provide payments to an entire population. Many US cities have already experimented with guaranteed basic income programs to varying degrees of success.

According to the bill, which is co-sponsored by nine other lawmakers, the pilot program would involve 20,000 people between 18 and 65 years old. Of that group, 10,000 would receive monthly payments equal to the "fair market" rent on a two-bedroom home where they live, or a similar amount to be determined by Health and Human Services. The other half would be the control group.

Read more: https://www.businessinsider.com/federal-monthly-basic-income-program-bill-2025-10

31 replies = new reply since forum marked as read
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Lawmakers float a nationwide basic income experiment that would cover the cost of a 2-bedroom apartment (Original Post) BumRushDaShow Oct 27 OP
can't get to the full article but of the free that I googled, one 1 article points out they are al Dems Javaman Oct 27 #1
Here is the msn version of it BumRushDaShow Oct 27 #6
Thanks! :) nt Javaman Oct 28 #31
Basic income reduces spending on EMTs, EMRs, Police, social services. People w homes get jobs. Bernardo de La Paz Oct 27 #2
A great idea, but a losing issue. QueerDuck Oct 27 #3
Thanks for sharing your support. littlemissmartypants Oct 27 #22
You're very welcome. QueerDuck Oct 27 #27
... littlemissmartypants Oct 27 #28
Obviously, nothing like this will ever happen unless the Democrats have a majority. We need the majority... QueerDuck Oct 27 #30
When did Americans stop thinking they needed to take care of each other Walleye Oct 27 #4
Nice, evidence-based idea, but this regime won't even feed people (USDA says federal food aid will not go out Nov. 1) johnnyplankton Oct 27 #5
What would be the criteria for being able to receive rent for the month? oldmanlynn Oct 27 #7
I honestly don't care Chi67 Oct 27 #8
You know our money is created out of nothing? IbogaProject Oct 27 #18
When AI starts replacing jobs by the thousands bronxiteforever Oct 27 #9
"The world's first trillionaires". Prof. Toru Tanaka Oct 27 #10
Overcome the "Socialist" label 2na fisherman Oct 27 #11
That last statement Tax the rich and the churches. travelingthrulife Oct 27 #17
All nonprofits should pay tax on investments IbogaProject Oct 27 #19
Nonprofit millionaire CEO's 2na fisherman Oct 27 #20
Unless there is some form of rent control, this legislation will be pretty useless. Crowman2009 Oct 27 #12
Excellent point. littlemissmartypants Oct 27 #23
Only for "families," right? valleyrogue Oct 27 #13
It says "people between 18 and 65 years old"; does not say families... thesquanderer Oct 27 #15
This is a pilot to examine its effects as a trial IbogaProject Oct 27 #21
❤️ littlemissmartypants Oct 27 #25
Excellent point. littlemissmartypants Oct 27 #24
sounds great, barbtries Oct 27 #14
GIPPA Chellee Oct 27 #16
Eat the Rich markie Oct 27 #26
Republicans won't allow us to have nice things JoseBalow Oct 27 #29

Javaman

(64,921 posts)
1. can't get to the full article but of the free that I googled, one 1 article points out they are al Dems
Mon Oct 27, 2025, 06:53 AM
Oct 27

no surprise that the greedy heartless sociopathic repukes would ever lend name to this.

if AI is only partially "successful" thousands of people will be out of work (probably myself included)

older people, entry level people and people who have had their jobs complete vanish due to AI

then what?

I guess I will have to "sell my stocks and bonds" (thanks asshole Romney) or call up my parents (who are dead) or go to my "rich" relatives (none) to help me out.



we, as a nation, are fucked seven ways till Sunday

BumRushDaShow

(163,449 posts)
6. Here is the msn version of it
Mon Oct 27, 2025, 07:56 AM
Oct 27
https://www.msn.com/en-us/politics/government/lawmakers-float-a-nationwide-basic-income-experiment-that-would-cover-the-cost-of-a-2-bedroom-apartment/ar-AA1PeolA

Business Insider used to be generally "free" for a few articles and then threw up a paywall. Then last year, they threw up a hard paywall for everything... But suddenly they updated their site design this past spring and it opened up without a paywall (at least for me) again.

Bernardo de La Paz

(60,320 posts)
2. Basic income reduces spending on EMTs, EMRs, Police, social services. People w homes get jobs.
Mon Oct 27, 2025, 06:55 AM
Oct 27

There will always be freeloaders, which upsets maga faux-christians no end with heavy moralizing that has now become so extreme that christians are fighting empathy. They ditched compassion 30 years ago.

Basic income not only saves money, but it saves lives and blight and families and children. Basically, basic income works wherever it is tried.

QueerDuck

(648 posts)
30. Obviously, nothing like this will ever happen unless the Democrats have a majority. We need the majority...
Mon Oct 27, 2025, 03:21 PM
Oct 27

first, BEFORE something this ambitious can materialize. But, let's be honest and realistic... this is NOT a "winning" issue that will put the Democrats back in the majority. I understand the impulse and desire to "go-big-or-go-home" but for Democrats it's been proven many times that an all or nothing philosophy typically leaves us with nothing... egg on our faces... and being on the losing end.

And... I know what the "coffee and donut" emoji means. Thanks a lot. Clearly, it's easy to attack the messenger or anyone who dares to contradict by speaking the truth or who says anything does not comport with unbridled and unrealistic optimism. Dreaming is nice, but having a winning strategy matters more. That's all I'm trying to say.



Walleye

(43,239 posts)
4. When did Americans stop thinking they needed to take care of each other
Mon Oct 27, 2025, 07:10 AM
Oct 27

I’ve gotten so now I see film of people in groups helping out the less fortunate and it makes me wanna cry. Has everybody forgotten right from wrong?

johnnyplankton

(580 posts)
5. Nice, evidence-based idea, but this regime won't even feed people (USDA says federal food aid will not go out Nov. 1)
Mon Oct 27, 2025, 07:20 AM
Oct 27

oldmanlynn

(754 posts)
7. What would be the criteria for being able to receive rent for the month?
Mon Oct 27, 2025, 08:20 AM
Oct 27

I mean in reality, how would you pay for that and if they were getting a free months rent and also say some other snap benefits what would force them to go into work?

Maybe if you put a much larger tax on corporations, you could somehow get by with something like that, but it would kind of stifle hard work from those people. It would seem like I don’t know.

Chi67

(1,265 posts)
8. I honestly don't care
Mon Oct 27, 2025, 08:36 AM
Oct 27

I would rather have a few freeloaders than people living on the street. There’s always some excuse not to do the right thing.

IbogaProject

(5,432 posts)
18. You know our money is created out of nothing?
Mon Oct 27, 2025, 12:36 PM
Oct 27

Only our coins have a metallic value. The problem is all central banks create money "at interest" without creating the interest itself . We have to nationalize all the world's central banks and have the governments earn the interest. Some other steps would be needed to prevent hoarding of cash.
The idea of basic income is similar to the case for univsrsal health coverage cutting our administrative overhead and reducing friction to people's basic needs can actually stimulate economic growth. The wealthy who've never been hungry for more than a day and they see the economy how they experience it where they push and shove against each other. They no longer understand how much better things could be if the minimum wage was at or near a sustainable level. The wealthy spend their money much slower and often in ways that just shuffle it within their caste on luxury items. People getting basic income will spend it in ways that recirculate much more than these 40 years of tax cuts for the already rich. That is why they keep coming back for more, if the uneven tax cuts worked we wouldn't be in this mess.

bronxiteforever

(10,965 posts)
9. When AI starts replacing jobs by the thousands
Mon Oct 27, 2025, 08:39 AM
Oct 27

this issue will gain momentum. AI will eliminate human trucking jobs. Bezos anticipates firing 600,000 people soon. https://www.nytimes.com/2025/10/21/technology/inside-amazons-plans-to-replace-workers-with-robots.html

The US isn’t ready for the massive displacement of workers that is happening. This economic chaos will bring reform or upheaval. A minimum income is a strong weapon against upheaval. The world’s first trillionaires will fight against it.

2na fisherman

(170 posts)
11. Overcome the "Socialist" label
Mon Oct 27, 2025, 09:13 AM
Oct 27

The right will scream that it is a Communist program. But in time that won't matter because too many people will be homeless on the streets of America and there will be a new political will to provide this basic standard of living. And it will be a good investment because, as Bob Marley sang, "a hungry man is an angry man." And if they criminalize homelessness, they will still bear the burgeoning costs of imprisoning them. Cut backs in military spending and the bloated corrupt Homeland Security department ought to happen to help pay some of the costs for a decent minimum standard of living in the USA.
And, tax the rich and the church!

IbogaProject

(5,432 posts)
19. All nonprofits should pay tax on investments
Mon Oct 27, 2025, 12:42 PM
Oct 27

Charitable deductions yes but the holdings of Universities and large churches need to be taxed where they compete with the public. Here in NYC the big four landlords are The Chatholic Church, The Episcopal Church, NYU and Columbia University, two relgious, and two big schools. These distort our real estate market and out compete those who have to pay taxes.

2na fisherman

(170 posts)
20. Nonprofit millionaire CEO's
Mon Oct 27, 2025, 02:20 PM
Oct 27

Example:
In 2023, Matthew E. Bershadker, the President and CEO of the ASPCA, had a total compensation of $1,203,267, which included a $750,000 base salary, $276,000 in bonuses, and $47,859 in benefits.
Those ads, and others like them, drive me nuts when they exploit pitiful animals to trick you into supporting this CEO's lavish lifestyle. The US tax code ought to be rewritten to put a cap on executive compensation to remain qualified as a tax exempt charitable organization. But it probably won't be because too many politicians launder their slush funds through similar nonprofit companies and organizations.
BTW, why does a nonprofit CEO receive a "bonus?" Corporate CEO's usually earn a bonus for having increased PROFITS and share value.

valleyrogue

(2,467 posts)
13. Only for "families," right?
Mon Oct 27, 2025, 09:18 AM
Oct 27

Single adults with no children will be screwed over again.

WHEN will politicians and 'experts" understand the most vulnerable people in our economy are never-married women over 65? And no, they shouldn't have to get married to be able to eat, for what people are suggesting there is women prostitute themselves.

It is VERY expensive for single people to make it on their own. We don't get any discounts.

There are already MANY avenues available for "families." There are few for impoverished single adults.

thesquanderer

(12,849 posts)
15. It says "people between 18 and 65 years old"; does not say families...
Mon Oct 27, 2025, 10:02 AM
Oct 27

...and relatively few people at 18 are married, further indicating this is targeted to individuals, not families. And in one's 60s, people are not so likely to have kids still living with them, and have a decent likelihood of being single (whether never-married as you mention, or divorced, or widowed). So I don't think this pilot is anti-single at all.

I suspect the pilot cutoff is 65 because there is already a program that helps out most people over 65 (Social Security), which if nothing else, would be a big variable in the kind of control-group analysis they're trying to do. And while it is unlikely we'll see a genuine government program come out of this pilot (at least near term), it is that much more unlikely that they would add a new program that covers people over 65 without somehow having it impact the social security program.

IbogaProject

(5,432 posts)
21. This is a pilot to examine its effects as a trial
Mon Oct 27, 2025, 02:28 PM
Oct 27

This is to demonstrate effects on a similar group comparing a no strings grant to nothing. Then they will need to study a larger group to include disibility and wealfare recipients under traditional support and a simple direct no strings payment.

Yes universal health coverage and a universal basic income are needed across our society along with a steeply progressive tax that hits the wealthy to support all within their economy.

barbtries

(30,982 posts)
14. sounds great,
Mon Oct 27, 2025, 09:19 AM
Oct 27

but the timing is weird to me. Democracy is going up in flames, the government is shut down, and the House is shuttered to keep the people from seeing the epstein files.

I mean, might there be some more pressing issues for them to be working on?

Chellee

(2,274 posts)
16. GIPPA
Mon Oct 27, 2025, 10:08 AM
Oct 27

Seriously? You named it gyp? The op ads write themselves.

Politics ain't beanbag. Don't give your opposition an easy win.

markie

(23,757 posts)
26. Eat the Rich
Mon Oct 27, 2025, 02:55 PM
Oct 27

provide a meaningful job for anyone that needs it, house the unhoused, feed the hungry, heal the sick...... should be a no brainer

we have the resources, just not the collective will....... humans have become so flawed

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