UnitedHealthcare, other insurers to scale back Medicare Advantage plans
Source: Yahoo! News/KMSP-TV Minneapolis
Wed, October 1, 2025 at 10:50 PM EDT
(FOX 9) - UnitedHealth said on Wednesday that it plans to withdraw Medicare Advantage coverage from nearly four dozen Minnesota counties, a move it blamed on Medicare funding cuts.
UnitedHealth to stop offering Medicare Advantage plans in parts of Minnesota
What we know
Eden Prairie-based UnitedHealth said it plans to reduce its Medicare Advantage footprint from 72 to 27 counties. It said the decision would affect about 20% of its Medicare Advantage subscribers statewide. The insurer said the impacts will disproportionately impact southern Minnesota but did not specify why.
The reason
UnitedHealth blamed the decision on "funding pressures," specifically federal funding cuts to the Centers for Medicare and Medicaid Services.
What are the options
Medicare Advantage plan subscribers who lose their coverage will automatically be covered under Original Medicare. But that program does not include prescription drug coverage or other additional benefits that come with Medicare Advantage plans. If a current subscriber wants to find another Medicare Advantage plan, they can do so online or with the help of an agent.
Read more: https://www.yahoo.com/news/articles/unitedhealthcare-other-insurers-scale-back-025059118.html
I heard about this on the radio this morning and it was apparently buried by the M$M in the midst of the shutdown fiasco (i.e., not readily available as a link on their main pages, although apparently some impacted localities reported it on their local news sites).
The total counties nationwide that I saw (stories outside of LBN criteria) was 109.

Irish_Dem
(75,644 posts)And his offshore grifting accounts.
FakeNoose
(38,832 posts)The whole purpose of "Medicare Advantage" is making profits, not helping people.
It's not Medicare, and there's no Advantage ... so why do they call it "Medicare Advantage"?
Rhiannon12866
(244,050 posts)

BumRushDaShow
(161,018 posts)Title IV: Medicare, Medicaid, and Children's Health Provisions - Subtitle A: Medicare+Choice Program - Chapter 1: Medicare+Choice Program - Amends title XVIII (Medicare) of the Social Security Act (SSA) to establish a Medicare+Choice program under which each Medicare+Choice eligible individual (one entitled to benefits under Medicare part A (Hospital Insurance) and enrolled under Medicare part B (Supplementary Medical Insurance)) is entitled to elect, in accordance with certain procedures, to receive Medicare benefits either through the original Medicare fee-for-service program or through a Medicare+Choice plan.
(snip)
that was renamed by the criminal Denny Hastert under Shrub -
H.R.1 - Medicare Prescription Drug, Improvement, and Modernization Act of 2003
Provides for these options to be offered through both: (1) a new Medicare part C Medicare Advantage (MA) program that integrates basic medical coverage with added prescription drug coverage, including coverage through specialized MA plans for special needs individuals; and (2) a new separate, stand-alone Medicare Prescription Drug plan (PDP) program under Medicare part D that relies on private plans to provide coverage and to bear a portion of the financial risk for drug costs.
(snip)
I think the original intent was to get some kind of prescription drug benefit for Medicare and the compromise was to also add an option for a non-governmental 3rd party "choice" thing. I.e., an attempt to plant the seeds for privatizing Medicare completely.
meow2u3
(25,214 posts)They take advantage of people on Medicare.
Think about it. They load "benefits" such as free gym membership and money for over the counter meds on the front end only to deny claims when the time comes for a patient to need more expensive benefits such as necessary surgery or chronic care on the back end.
bucolic_frolic
(52,589 posts)The fact they can enter markets and cancel at whim confirms the profit motive.
Honestly I have no plans to see a doctor until I'm 109. Then we're having a press conference.
Actual YouTube physicians are spinning excellent medical advice. They're not managing you, they have knowledge. Their lawyers and your insurer are not in the room with you. It's about as unfettered as it gets in medical terms.
kerouac2
(1,300 posts)In the 2024 presidential election, counties in southern Minnesota largely voted for Republican candidate Donald Trump, although some urban areas in the region voted for Democrat Kamala Harris. Overall, Harris won the state of Minnesota, but Trump saw a shift toward Republican voting in many counties.
House of Roberts
(6,259 posts)but it is certainly profits.
My take is that the loss of Medicaid means providers will cease serving low income mostly rural areas, which will lead to worse health outcomes in these areas. That translates to sicker people needing more expensive care which will run Advantage plans in these areas into the red. They're pulling out to get away from the anticipated losses.
area51
(12,460 posts)The options include transitioning to universal healthcare, but it won't happen w/o massive public effort.
mdbl
(7,467 posts)I'm confused.
But that was the only article mentioning the upcoming changes that I found that fit within the LBN 12-hour criteria.
Since "Open Season" is coming up for health insurance, including Medicare, etc (outside of those "life-changing events" like job moves, marriage, births, etc), then a focus is starting about what changes have happened over the past year.
Apparently the articles haven't enumerated the states but I just spotted an article indicating that it is also impacting counties in VT - Tens of thousands Vermonters are set to lose Medicare Advantage option in 2026
dweller
(27,234 posts)And the ads should be soon running 24 hours a day on the television and the telemarketers are calling NOW and all you need is YOUR ZIP CODE !!
CALL NOWWWW
✌🏻
GB_RN
(3,444 posts)Even though it may not be widely reported. I would also anticipate that, given Cantaloupe Caligula the Corpulents penchant for 1) punching below the belt and 2) his need to get revenge on his perceived enemies, this will primarily happen in Blue states and/or Blue areas in Red states.
DownriverDem
(6,908 posts)Many of us picked what was best at the time. If on regular Medicare, don't you need a supplemental and drug plan? Not everyone can afford that.
RobinA
(10,442 posts)supplemental. Ignore the attacks, most of them are uninformed and/or using worst case scenarios.
AverageOldGuy
(3,019 posts)If u left traditional Medicare to go to Medicare Advantage, my understanding is you cannot re-enroll in traditional Medicare.
Demobrat
(10,216 posts)to cover the 20% not covered by Medicare without giving them your medical history.
So if you have pre-existing conditions they can turn you down or charge unaffordable premiums.
InstantGratification
(384 posts)My understanding is the Medicare Advantage plans are generally cheaper than Medicare and don't require Gap Insurance plans to cover the 20% that Medicare doesn't. They are often better than Medicare when you are on the younger/healthier end of your life cycle. As you age and require more care, being for-profit businesses, they begin finding creative ways to deny coverage or delay it so long that you give up and do without the procedure.
As to re-enrollment in traditional Medicare, I have zero experience there, but I've been told you can do it. The problem is Medicare and the gap plans to cover your 20% is often more expensive. Plus, by that time people often have difficulty getting gap insurance because of pre existing conditions.
I hope someone else can add or or correct this.
Demobrat
(10,216 posts)Advantage plans can work out as long as the care you need is in the network, and accessible. You must get pre-approval to see a specialist. UHC turns down over 30% of these requests. So yes, as long as you pretty much need only routine checkups, theyre fine.
If you go that route you must check every year to make sure your providers are still in the plan. They change all the time.
RobinA
(10,442 posts)need approval to see a specialist unless you have an HMO. Which applies to all HMOs, not just Medicare.
RainCaster
(13,146 posts)That means "Can't".
Demobrat
(10,216 posts)They can get out of their Advantage Plan and back on original Medicare with a supplement without answering health questions if they lose their AP this way.
wolfie001
(6,241 posts)Unfortunately, his cult members are too stupid to figure any of this sh7t out. I know I'm preaching to the crowd, but I need to just say it. We never should have wasted Medicare resources on these predatory private companies. Basically, a shakedown for Government dollars. Pigs at the trough.