Republicans see high-risk plans as the future of health insurance

Hundreds of thousands of Americans have switched to health insurance that covers a lot less of their care this year.

Republicans hope a lot more will follow them.

The shift since January was driven by GOP lawmakers’ decision at the end of December to reduce the help the government provides to people who don’t get insurance through work, but instead buy it in the Obamacare marketplace. The reduction in those subsidies sent Obamacare customers searching for plans that cost less.

There’s a catch: The cheaper plans don’t cover the first several thousand dollars in sick visits, drugs and surgeries a patient needs. Nearly 4 in 10 Obamacare enrollees are in these “high-deductible” plans now, compared to 3 in 10 a year ago.



https://www.politico.com/news/2026/05/03/republicans-embrace-high-deductible-obamacare-plans-00902194