Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

drray23

(8,715 posts)
Sun Mar 8, 2026, 10:47 PM 15 hrs ago

stock market is crashing but do not panic.

Now is not the time to pull and sell your assets, or you will realize the losses. If we are heading towards a bear market (more than 20 % drop, which would mean going from 50k to 40k on the DOW), it will take on average 2 to 3 years to recover. If it's less than a bear market, it's usually months.

If you are within a few years of retiring, you can ride this and come out ok because after a big down, the recovery will make us coast for a couple of years, which is crucial for the first two years of your retirement for long term survival of your 401k funds.

As usual, the next democratic president in 2029 will have to mop up from Trump's mayhem.


19 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
stock market is crashing but do not panic. (Original Post) drray23 15 hrs ago OP
But Republicans are good for the economy Johonny 15 hrs ago #1
yeah I dont know how they managed to gaslight voters for all these decades drray23 15 hrs ago #2
it's our fucked up "mainstream media" Skittles 14 hrs ago #9
Here's my handy visual aid for what you described BaronChocula 13 hrs ago #15
TRUTH Skittles 12 hrs ago #16
It really depends on how bad the crash is. yourout 14 hrs ago #3
I cashed all mine in the week before he was sworn in. Paid off my home. Best move ever. Ferrets are Cool 14 hrs ago #4
Agree about not panicking but the SPX made a high in March 2000 and did not exceed that high until March 2013 ... cliffside 14 hrs ago #5
Is it crashing? Fiendish Thingy 14 hrs ago #6
I agree that it's nowhere near crashing too badly yet. drray23 13 hrs ago #11
We are not winning this "war" IbogaProject 14 hrs ago #7
If tsf is alive in 2029, he isn't leaving office. 100% guaranteed. chicoescuela 14 hrs ago #8
Trump has just undone near a year's worth of gains on the stock market. Aussie105 14 hrs ago #10
Hindenburg Omen James48 13 hrs ago #12
I couldn't care less what stocks do but will get the popcorn and wine ready if it really gets bad. nt yaesu 13 hrs ago #13
Yeah, no. Capital gains is a thing. I'll pay attention to what my financial advisor says. nt Gore1FL 13 hrs ago #14
I too use an FA Skittles 12 hrs ago #18
the fastest way to induce panic Skittles 12 hrs ago #17
Don't Panic - good advice LogDog75 12 hrs ago #19

drray23

(8,715 posts)
2. yeah I dont know how they managed to gaslight voters for all these decades
Sun Mar 8, 2026, 10:57 PM
15 hrs ago

If you actually look at metrics, it is always true that when a democrat is president we are better off in the economy or job market. Every recession starts under republicans and then the next dem has to work to clean it up. Voters being shortsighted get frustrated at that taking too long and elect another republican. Rinse and Repeat.

Skittles

(171,052 posts)
9. it's our fucked up "mainstream media"
Mon Mar 9, 2026, 12:18 AM
14 hrs ago

Dems are treated like women / POC, we have to be twice as good to be considered half as good......repukes are constantly getting whitewashed.....we never see those REPUBLICANS IN DISARRAY headlines

BaronChocula

(4,435 posts)
15. Here's my handy visual aid for what you described
Mon Mar 9, 2026, 01:16 AM
13 hrs ago

Generally speaking, if you're with a group that looks like Picture A, you get none of the passes, all the doubt, all the blame and none of the credit. If you're with a group that looks like picture B, you get all the passes, none of the doubt, none of the blame, and all of the credit.

Picture A


Picture B

Skittles

(171,052 posts)
16. TRUTH
Mon Mar 9, 2026, 01:44 AM
12 hrs ago

the greedy old pig party gets a constant pass - the bar is set so low for them that for all practical purposes, it simply does not exist

yourout

(8,786 posts)
3. It really depends on how bad the crash is.
Sun Mar 8, 2026, 11:24 PM
14 hrs ago

If it's a small recession no big deal. If it's a 1930 style depression it could wipe out a lot of people.
And with the sycophants currently in power there is little hope of correction.

cliffside

(1,672 posts)
5. Agree about not panicking but the SPX made a high in March 2000 and did not exceed that high until March 2013 ...
Sun Mar 8, 2026, 11:49 PM
14 hrs ago

there are many factors that go into when to reduce or increase exposure to the stock market.

Fiendish Thingy

(22,880 posts)
6. Is it crashing?
Sun Mar 8, 2026, 11:57 PM
14 hrs ago

The current decline isn’t even half the size of the drop just last spring, from which the market quickly recovered and went on to make further gains.

I don’t expect a crash, I expect ongoing volatility , reflective of the erratic, incompetent leadership of the nation.

Panic is never financially rewarding. Maintaining a balanced diverse portfolio is always the best strategy.

drray23

(8,715 posts)
11. I agree that it's nowhere near crashing too badly yet.
Mon Mar 9, 2026, 12:36 AM
13 hrs ago

However, there maybe the potential for a bigger drop if Trump continues to disrupt the global economy with his stupid tariffs and wars.

IbogaProject

(5,800 posts)
7. We are not winning this "war"
Mon Mar 9, 2026, 12:17 AM
14 hrs ago

At best we get some kind of impasse where Iran allows oil to flow after we exit. We have already lost face and 20-30 % reduction in oil supply is going to be very disruptive. This is going to be an extended mess.

Aussie105

(7,820 posts)
10. Trump has just undone near a year's worth of gains on the stock market.
Mon Mar 9, 2026, 12:18 AM
14 hrs ago

With negative impact on the value of your personal share portfolio, if you have one, and 401K.

Past history tells me a recovery is either quick or very slow.
Slow, as in multiple years.
Hopefully a quick recovery this time.

I'm hoping Trump will be an example of spontaneous human combustion.
In the middle of a televised speech, preferably.

James48

(5,173 posts)
12. Hindenburg Omen
Mon Mar 9, 2026, 12:56 AM
13 hrs ago

A series of five or six Hindenburg Omens registered on the stock market in the last three weeks.

I see a 20% to 25% pullback is very likely - and could be more. I’ve sold 40% of my stock holdings into the G fund (treasuries)last week, and will likely move more today.

yaesu

(9,217 posts)
13. I couldn't care less what stocks do but will get the popcorn and wine ready if it really gets bad. nt
Mon Mar 9, 2026, 01:06 AM
13 hrs ago

Gore1FL

(22,927 posts)
14. Yeah, no. Capital gains is a thing. I'll pay attention to what my financial advisor says. nt
Mon Mar 9, 2026, 01:10 AM
13 hrs ago

Skittles

(171,052 posts)
18. I too use an FA
Mon Mar 9, 2026, 01:47 AM
12 hrs ago

no freaking way can I keep up with this stuff during these times, NOPE, I cannot stand it

LogDog75

(1,246 posts)
19. Don't Panic - good advice
Mon Mar 9, 2026, 01:52 AM
12 hrs ago

I have an IRA mutual and am doing RMD withdrawals and a traditional IRA. With my military pension, RMD, and Social Security I don't need to touch my regular IRA. I've told people for the past 30 years to invest in a good IRA mutual fund, a good non-IRA mutual fund, and don't touch either other than to make regular contributions. A hold and wait strategy allows you to ride out the lows and ride the highs.

After 9/11, the market went south and between my two mutual funds I lost about half its value. By using hold and wait the mutual funds have more than recovered and are worth about six time what they were valued at in 2001. One thing the market does in the long run is to increase so by patiently riding out the downturns you'll do well.

Latest Discussions»General Discussion»stock market is crashing ...