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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThe cheap health insurance promoted by Trump officials has this catch
https://www.yahoo.com/news/articles/cheap-health-insurance-promoted-trump-170956826.htmlThe cheap health insurance promoted by Trump officials has this catch
Peter Whoriskey | Washington Post
Sat, November 15, 2025 at 11:09 AM CST
Robert Hays, an industrial electronics salesman in Arkansas, thought hed purchased conventional medical insurance. So did Essie Nath, 67, a retired cafeteria worker in Wyoming. So did Martin Liz, 47, a Key West chef.
Each enrolled in the kind of private health insurance that Trump administration officials have promoted as an alternative to plans sold under Obamacare.
The difference between the two options became all too clear after Hays, Nath and Liz required surgery: Their cheaper policies left them facing bills of tens of thousands of dollars. Hays is facing bills of $116,000 for neck surgery required after tweaking his neck while lifting weights; Nath had heart failure and got bills of $82,000; Liz is stuck with bills of more than $100,000 for a knee replacement.
These policies are a horrible idea, said Ken Swindle, an Arkansas-based attorney for Hays. People think theyre getting comprehensive medical coverage, but theyre not, and they often dont realize that until its too late.
...
dickthegrouch
(4,171 posts)Nooooooooooo!
Who'd have guessed?
greatauntoftriplets
(178,521 posts)Years ago, there was a surgeon at the local hospital named Dr. Slaughter.
Wounded Bear
(63,524 posts)TommyT139
(2,092 posts)...and you could see where their office was, by the modest-sized gold text in a third floor window.
greatauntoftriplets
(178,521 posts)And perhaps Dr. Slaughter was a client. I saw "was" because Dr. Slaughter died years ago.
Grammy23
(6,078 posts)Was named Dr. Cook. No lie. And yowzer did I get cooked?! But Im alive 35 years later so I guess it worked. 😉
greatauntoftriplets
(178,521 posts)My sister just completed radiation treatments last Tuesday following surgery for uterine cancer. Before starting treatments, she was told that radiation is a lot easier on the system than it once was. Even so, there were some side effects.
Dale in Laurel MD
(781 posts)I had external proton beam radiation, almost no side effects. (And so far I'm still cancer-free.)
Hope22
(4,337 posts)💗👍
greatauntoftriplets
(178,521 posts)I'm so happy that it worked for you.
summer_in_TX
(3,938 posts)Radiation was the treatment. But she kept cooking inside long after it stopped.
It was a horrendous way to die.
I am very glad to hear that it actually worked for you. I don't know what went wrong in her case.
greatauntoftriplets
(178,521 posts)I'm so sorry about your friend.
summer_in_TX
(3,938 posts)Agonizing.
pat_k
(12,485 posts)These come to mind, but I think there was another that was great, but I can't recall it.
Dr. Goodman - pediatrician
Dr. Hertz -- oral surgeon.
Dr. Grimm - orthopedic
rampartd
(3,058 posts)Permanut
(7,765 posts)greatauntoftriplets
(178,521 posts)3catwoman3
(28,156 posts)When I was in nursing school, one of the attending urologists was Dr. Cockett -
greatauntoftriplets
(178,521 posts)I assume that Dr. Slaughter got razzed about his name. No one I knew ever went to him, though. He was a legend...of sorts.
Emrys
(8,756 posts)
Also spare a thought for the unfortunate partner Gascoigne of Home Counties estate agents Gascoigne-Pees:

And a final nominative determinist shoutout to the firm Owen Pugh, which rents out portable toilets:
https://www.yelp.co.uk/biz/owen-pugh-toilet-hire-glasgow
greatauntoftriplets
(178,521 posts)If my surname was Pees, I would change it to avoid having people laugh in my face.
3catwoman3
(28,156 posts)...office. His last name was Penix. My own last name is Ball. Altho he was a really great guy, I never wanted to date him because I didn't want to run the risk of us falling in love and wanting to marry. My last name was problem enough, and I wouldn't have wanted to change it to his, and I certainly couldn't have hyphenated the 2 names.
greatauntoftriplets
(178,521 posts)You definitely wouldn't want to hyphenate those two names.
3catwoman3
(28,156 posts)
club, as both performers and dancers, and we worked together to choreograph numbers for one of the clubs presentations. The cast very much had fun with bandying about On stage with Penix and Ball.
Were that my last name, I would at the very least add an H and make it Phoenix, if not just change it altogether.
Ball was the subject of many athletic jokes, like, Hows your brother, Basket, and the like. In 7th grade, I used to get greeted every morning in homeroom by a classmate who would leer at me and say, Hi, Ball. Howre they hangin? His buddies would laugh their asses off at his adolescent cleverness.
One morning, when Id had enough and after much mental rehearsal so I knew I could pull it off, I glared at him and said, Fine, thanks. How are yours? His buddies laughed even harder, and he never said it again.
It was a moment of triumph I still enjoy some 55 years later.
Shrek
(4,372 posts)Conjuay
(2,798 posts)called 'Amputee and Brace ',
located on Gore Avenue.
sakabatou
(45,529 posts)progree
(12,558 posts)Short-term plans, which were previously limited to a duration of four months, were vastly expanded in 2018 by the Trump administration, which saw them as an alternative to ACA plans, which they opposed. To make the short-term plans more accessible, the Trump administration ruled that a short-term policy could last as long as three years.
. . . Incentivized by larger sales bonuses, brokers were using deceptive marketing materials to sell short-term policies, the report said.
Last year, debate erupted again when the Biden administration reversed the Trump rule and restored the four-month limit on the policies.
This year, though, the Trump administration announced it was again coming up with its own definition of short-term and would not prioritize enforcement of the Biden-era rule.
Many examples in the article about the insurance companies claiming "pre-existing conditions" (which aren't covered by these plans) after expensive surgeries
Midnight Writer
(24,996 posts)Now insurers can sell you an essentially worthless policy, often paid for by taxpayer subsidies.
In other words, Republicans fought for "the right" of insurers to rip off their customers.
Ripping off consumers and working folk is a good thing, according to Republican policymakers.
progree
(12,558 posts)are not sold on the healthcare.gov ACA exchange, nor on state ACA ones like Covered California and MNSure. Similarly Association Health Plans (AHP's), whose requirements were loosened, are not sold on ACA exchanges.
Neither are Health sharing plans, also known as medical cost sharing. These, are community-based, non-profit alternatives to traditional health insurance where members pool funds to help cover each other's medical expenses. These plans operate based on shared values or beliefs, and are often faith-based, such as Healthcare Sharing Ministry plans. They are not insurance and they suck when a member's care gets expensive.
Hope22
(4,337 posts)Which make them ineligible for Medicare programs should health issues arise. All you can do is warn them.
progree
(12,558 posts)but both those have limitations, for example only 80% of Part B expenses are covered. The uncovered 20% can get to be a very big number for some medical conditions.
One can purchase Medicare Supplement plans, also known as Medigap (NOT to be confused with Medicare Advantage), to fill in the uncovered costs and even reduce or eliminate the deductibles of traditonal Medicare. I have one such. But the good ones are expensive. All told, I'm paying $185 for part B + $320 Medicare Supplement + $40 Part D drug plan = $545/month.
Some people think Medicare is free or nominal cost. It is not.
Switching to a Medicare Supplement plan from a Medicare Advantage plan, or adding a Supplement plan when one has had only traditional Medicare can be subject to a medical exam and acceptance by the insurer, known as underwriting (Medicare Supplement plans are private insurance). One is free from this requirement only if they sign up for the Supplement plan within a 6 month window or something like that from when first getting on Medicare. There's also some one-year leeway IIRC for Medicare Advantage people trying to switch to a Supplement plan (i.e. you can try Advantage for one year or less), I forget the details of that.
Part A (Hospital Insurance) is free for most people (actually they paid in during their working lives through FICA payroll taxes). But those who don't have a full 40 quarters of lifetime covered earnings have to pay a big premium for Part A.
Hope22
(4,337 posts)In addition to what you have pointed out small business owners and self employed pay double into Medicare and Social Security. I never heard of the trial period for Medicare Advantage which is not affiliated with Medicare. It used to be if Medicare Advantage was chosen there was no going back.
progree
(12,558 posts)Medicare Advantage Plan (Part C)
Medicare drug plan (Part D)
Medigap policy
It was that way when I first shopped for Medicare back in 2016 or thereabouts, so it's not a Krasnov thing.
That Medicare Advantage is not Medicare or not affiliated with Medicare is an ideological statement, not fact.
Sorry, never was true.
Just to be clear, I think Advantage sucks (from what I read, I've never been on it) - too many denials, pre-approval requirements, must stick to networks, and if the anasthesiest or physician assistant, for example, is not in the network (even if the hospital and surgeon are), then one has to pay those out-of-network peoples' bills.
Here's some info on how one can still get a Supplement plan after being on Advantage without medical underwriting (the one year thing)
=====================================================
https://cahealthadvocates.org/medicare-advantage/when-you-have-guaranteed-issue-rights-to-switch-from-a-medicare-advantage-plan-to-a-medigap-policy
When You Have Guaranteed-Issue Rights to Switch from a Medicare Advantage Plan to a Medigap Policy
If you are in a Medicare Advantage (MA) plan, you have guaranteed-issue rights to buy a Medigap policy in certain situations. These rights require private insurers to sell you a policy without a health screening. You cannot be denied a policy or charged a higher premium due to your current health or history.
You have guaranteed-issue rights to a Medigap policy when:
Your Medicare Advantage (MA) plan terminates coverage. In this case, you can return to Original fee-for-service Medicare with Medigap, but you must apply within 123 days of the end of your MA plan benefits.
You move outside your MA plan service area. You must apply within 63 days of moving.
You joined an MA plan when you first became eligible for Medicare and want to switch to a Medigap policy during your first 12 months in the MA plan. This is your Medicare Trial Period #1.
You switch from a Medigap policy to an MA plan for the first time since becoming eligible for Medicare, and you disenroll from the MA plan within the first 12 months. This is your Medicare Trial Period #2.
Fil1957
(404 posts)Ilsa
(63,612 posts)doesn't pay. Heart surgery can be pretty pricey.
llmart
(17,098 posts)That's the only thing I could come up with.
dalton99a
(91,205 posts)
Intractable
(1,397 posts)Who is going to buy Trump-recommended policies? Mostly, it would be Trump supporters. The others would be unfortunate souls who were tricked into it out of desperation.
llmart
(17,098 posts)"If it sounds too good to be true it probably isn't."
DET
(2,317 posts)I cant understand how you could buy an insurance policy without reading the specifics of the policy in writing. If it sounds too good to be true, then it probably is. Dishonest insurers will always try to find loopholes to deny a claim, but you really need to understand the basics of your plan before you sign up.
dflprincess
(29,087 posts)In his film "Sicko" in 2007. I thought tge ACA outlawed them.
damifino10
(146 posts)Are the sales reps. being complicit these policy's? Trump skates no matter what but these folks selling these policy's
make a used car salesman look golden. There are so many sales persons peddling marginal products it is
sickening. If the top CON can get away with it, why can't I says the lower CON?
Wiz Imp
(8,180 posts)I didn't realize Trump had changed that in his first term. They absolutely should be illegal
progree
(12,558 posts)Just one of those things they couldn't get rid of.
the Tax Cuts and Jobs Act of 2017 eliminated the individual mandate penalty, which increased the use of short-term plans as an alternative to ACA plans.
The Trump administration expanded short-term plans, allowing them to be sold for up to 364 days and renewed for up to three years. Biden changed it back to 3 months.
Mark.b2
(703 posts)Im wanting to retire next year at 56 or 57, and I want a high-deductible ($10k-$15k) policy. Basically, I just want catostrophic coverage. I am now able to find these types of plans, but you have to read the plans.
My guess is these three liked the low premiums and were prepared for the high deductibles didnt take the time to read their coverage plans. It would have been nice if the article had more info.
These catostrophic plans can be the right coverage for certain people.
pat_k
(12,485 posts)Deceptive disclosures. endless "small print," hard sells, on and on, that ruin peoples lives are all good with the felon's regime, regardless of how central central a product is in consumer's life. Hey' it was there in the contract wasn't it?
We are on our own in a jungle of increasingly damaging and predatory businesses, with health care and the fourth estate topping the list "changing business models" that are directly causing enormous harms.
In the general scheme of things with the regime, consumer protection is a dirty word. AFAIK, the FTC Consumer Protection Bureau and Consumer Financial Protection Bureau have essentially stopped all the work those agencies were doing before Jan 20, 2025. As acting Director of CFPB Vought tried to fire 90% of the people but was blocked by a court. Still fired a bunch. He also refused to the funding draw and ordered everyone to not just stop investigations and enforcement actions, but actually reversed actions.
I'm less up on what's happened at FTC CPB, but I have no doubt they aren't doing much protecting of anyone. For example, came across these tidbits from the felon's appointed director:
Mufarrige noted that the goal of the Trump administration is to promote economic growth through AI and not to strangle it with regulation.
But, back to our insane health care system. Medical care is not a fucking commodity! You need what you need when you need it. "Market forces" have no place. NONE whatsoever.
And our 100% Fee for Service model is even crazier.
Arrrgghh. I'll stop there.
GoodRaisin
(10,639 posts)IcyPeas
(24,636 posts)The whole industry is a scam.
Health insurance lobbyists... politicians... making money off sick people.